Local knowledge for calm decisions
Practical information to help you buy, sell and invest with greater clarity on the Costa Blanca.
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When a couple decides to separate and the house will be sold, a practical question arises: is it better to sell the house as part of the divorce, before signing it or afterwards? The answer affects taxes, the mortgage and, above all, the price you will ultimately obtain. Let’s break it down. Selling before divorce: the route that usually wins […]
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A common situation on the Costa Blanca: foreign parents bought a home in Torrevieja twenty years ago and now their children, who live in Belgium, France, the Netherlands or the United Kingdom, inherit a property in a country whose system they do not know. This guide explains, in order, what inheriting a home in Spain as a non-resident entails and what decisions are advisable.
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If you sell a property in Spain and you are not a tax resident here, there is one figure you should know before signing: 3%. The buyer is obliged to withhold 3% for non-residents on the sale price and pay it to the Tax Agency on account of your taxes. It is not an extra tax: […]
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The Costa Blanca stands out as a coveted destination for those seeking a home under the Mediterranean sun. More and more people are discovering the charm of this area, drawn by its enviable climate, relaxed lifestyle and vibrant national and international community. When considering a new life stage or an investment, […]
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They are used as synonyms but they are not, and confusing them costs money or trouble: the official appraisal and the market valuation are different documents, prepared by different professionals, for different purposes. We clarify the difference between appraisal and valuation and, above all, which one you need depending on what you plan to do. The official (or certified) appraisal […]
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The Costa Blanca has established itself as a dream destination for those seeking a new life stage by the sea. Torrevieja, Orihuela Costa and the Vega Baja in Alicante, together with the coastal strip of Murcia, offer an incomparable setting for enjoying a peaceful, fulfilling retirement. At Mayrasa, we understand the particular needs and wishes of those […]
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You sold the house, a few months pass and a claim arrives: previously unseen damp, a faulty installation, cracks behind a partition. Hidden defects in the sale of a home are the main source of post-sale shocks for the seller. We explain exactly what they are, what you’re liable for, for how long and —most usefully— how to protect yourself before signing.
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The Costa Blanca, with its privileged climate and Mediterranean lifestyle, attracts families from around the world seeking a new home. While destinations like Torrevieja or Orihuela Costa are popular, there are charming villages in the Vega Baja and surrounding areas that offer an attractive alternative for those who value tranquillity […]
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Yes: Spanish banks grant mortgages to buyers who do not reside in Spain, and they do so daily on the Costa Blanca. But the mortgage for non-residents has its own rules — less financing, more paperwork and some preparation tricks that make the difference between a quick “yes” and months of back-and-forth.
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For retirees from outside the European Union —mainly British people since Brexit— the named gateway to living year-round on the Costa Blanca is the non‑lucrative visa. It allows you to reside in Spain without working, and it’s the usual route for those who want to turn a holiday home into their permanent residence […]
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Your home is rated E, F or G and you want to sell. The question is legitimate: do you invest to improve the energy certificate before selling, or sell it as-is and let the buyer decide? The correct answer isn’t ideological: it’s a calculation. We give you the method and indicative numbers to make it.
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In almost every separation there’s one question that weighs more than the rest: what happens to the house in a divorce? The answer depends on three things: who owns the home, whether there are children and what mortgage remains. Here’s the full map of options, without legalese, to decide with a cool head. […]
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