Sell a home in Alicante in 2025 It involves knowing precisely what taxes you will have to pay to avoid surprises and correctly calculate the real benefit of the operation.. Many owners focus only on the sales price, but they do not know that taxes, expenses and withholdings can significantly modify the final amount you will receive.
In Mayrasa, We work every week with owners who are going to sell and need clarity, exact figures and an appropriate tax strategy to make the operation profitable. That is why we have prepared this updated guide 2025 about taxes for selling a home in Alicante, explained directly, practical and without unnecessary technicalities.
What taxes are paid when selling a home in Alicante?
In 2025, Any owner who sells a property in Alicante must consider three large tax blocks:
• Municipal capital gains (Tax on the Increase in the Value of Urban Land)
• Personal income tax for capital gains
• Specific expenses and withholdings depending on the case (they are not always taxes, but they do affect what you receive)
Let's go one by one.
Municipal capital gains in Alicante 2025
It is the best known municipal tax. It is charged by the Alicante City Council (or the corresponding municipality) due to the increase in the value of the land from when the home was acquired until it is sold.
Who pays it?
In it 99 % of the cases, the seller pays it. Only in exceptional operations is the opposite agreed.
How much are you going to pay?
It depends on three factors:
• Cadastral value of the land
• Years elapsed since purchase
• Percentage applied by the city council
Since the legal change, the seller can choose between two methods:
• Objective method (official coefficients according to years)
• Royal method (if you show that the increase has been smaller)
At Mayrasa we usually recommend using the method that involves the lowest cost.. Each case is studied with real documents.
What if there has been no profit??
If the apartment is sold for the same or less price than what it was bought for, the seller can be exempt to pay the capital gain, as long as it is documented.
Personal income tax for selling a home in 2025
It is the most important tax, because it has a direct impact on the final profit.
In the personal income tax, The Treasury considers that you have had a capital gain If you sell your home for a value higher than what you paid at the time.
How is capital gain calculated??
The formula is simple:
Sale price
– (Purchase price + purchase expenses + justified reforms)
= Earnings subject to personal income tax
IRPF tax rates 2025
These are the rates that are applied to the profit obtained:
• 19 % for the first 6.000 €
• 21 % of 6.000 € a 50.000 €
• 23 % of 50.000 € a 200.000 €
• 27 % from 200.000 €
For homes with a lot of increase in value, the impact can be considerable.
Can personal income tax be avoided?? Yeah, in these cases:
1. Exemption for reinvestment in habitual housing
If you reinvest the money from the sale in buying another habitual home, you can be exempt from personal income tax.
2. Exemption for adults 65 years
If you have 65 years or more and sell your habitual residence, falls exempt from personal income tax, without the need to reinvest.
3. Exemption for constituting a life annuity (older than 65 years)
If it is not the habitual residence, but you invest the profit in an annuity, you can also avoid paying.
4. Sale at a loss
If you sell for less than what you paid, you have no profit and you do not pay taxes.
A Mayrasa, when an owner hires us to sell, We review your tax situation to see which is the most beneficial strategy before setting the price on portals.
Other expenses that affect the final money (although they are not taxes)
Many owners believe that they will only pay personal income tax and capital gains., But when selling, several expenses must also be considered.:
• Energy certificate (required to sell)
• Simple note and additional documentation
• Mortgage cancellation expenses (if it exists)
• Real estate agency commission
• Small repairs to improve condition
• Legal management (if desired)
These expenses are not taxes, but they do reduce the net amount of the operation.
What happens if the buyer is a foreigner??
Very common in Alicante, especially in areas like Torrevieja, Orihuela Costa or Playa San Juan.
The seller must know that:
• If the buyer is a foreigner non-resident, It does not affect your taxes.
• What does happen is that the buyer must retain a 3 % of the sale price for the Treasury if he is a non-resident, but that retention applies to buyer, not to the seller.
Even so, Many owners ask us these questions during sales processes in Mayrasa sales areas.
Common mistakes when selling a home that increase taxes
The most common mistakes we see among owners are:
• Believing that “you never have to pay personal income tax”
• Do not save renovation invoices
• Not demonstrating the real purchase value
• Do not propose a reinvestment to reduce taxes
• Not reviewing the goodwill with the two available methods
• Set a sales price without tax calculation
• Letting yourself be advised by friends instead of a professional
A tax error can cost thousands of unnecessary euros. That's why, in our service real estate advice We always include a tax review before launching a home on the market.
How to reduce what you pay when selling (legally and optimized)
This is where professional strategies come in that many owners are unaware of.:
• Justify reforms to increase “acquisition value”
• Demonstrate expenses associated with purchase or sale
• Adjust the final price to balance tax and profit
• Apply the rollover exemption correctly
• Check if the real capital gain is less than the objective
• Demonstrate property loss if applicable
• Analyze what part of the sale can be optimized according to the age of the owner
These strategies can mean differences of several thousand euros between paying too much... or paying just enough..
Conclusion
Know what they are taxes for selling a home in Alicante in 2025 It is essential to make informed decisions. The sale is not just a real estate operation: It is also a fiscal operation. Know how capital gains work, how much you will have to pay in personal income tax and what additional expenses you should consider allows you to calculate the real profit from the sale and plan safely.
In Mayrasa, We accompany the owners throughout the process: real valuation of the apartment, pricing strategy, buyer management and complete tax analysis to optimize every euro.
