The rental was going well until it stopped going.: tu tenant does not pay and every month that passes you lose income, patience and courage. This guide walks through the actual steps of the non-payment process — what works, what is prohibited and what deadlines to handle—and the substantive decisions: recover, renegotiate or sell.
The first thing: what you can't do
No matter how much the home is yours: no changing the lock, cut off electricity or water, entering without permission or pressuring with intimidating visits. Any of these ways can end up with you being reported. (coercion or trespass) and with the defaulter gaining positions. The road is legal, and it works better the sooner it is activated.
The path step by step
1. True claim (week 1)
Burofax with acknowledgment claiming the income. Serves as proof, disrupts trust in “I will pay you” and it is a practical requirement for what is to come. Many defaults are resolved here.
2. Eviction lawsuit due to non-payment
He appears with a lawyer and attorney. The court requires the tenant, that you can pay everything due and stop the process once (enervation, only if there was no prior requirement with more than 30 days), object or not respond. If you do not pay or object, release date set.
3. Launch and claim income
The eviction is carried out with a judicial commission. The income owed is claimed in the same procedure and is executed against the debtor's assets if there is one.. Total actual deadlines: several months at best; especially if there is opposition or situations of vulnerability appreciated by the court.
Meanwhile: the underlying decisions
Renegotiate? Sometimes an agreed withdrawal or exit costs less than the complete procedure. Ensure? for next time: rent nonpayment insurance (covers income and legal defense) and serious tenant selection, which is where these games are won. Sell? If the rent has burned you, it's legit: you can sell at the end of the contract, or even with the procedure in progress — we explain it in the guide sell a squatted house, which also covers squatting.
The account that orders everything
Lost monthly income + fixed expenses + procedure forecast, compared to the current sale value of the home and the real profitability that the rental gave you. with that account, decide whether to resist, renegotiate the Selling it stops being a matter of anger. At Mayrasa we give you the free market valuation y, from the advice, guidance for the rest. Act soon: in defaults, time always plays for those who don't pay.
